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About Degiro

Due to its low transaction fees, DEGIRO is appealing to every investor. The WebTrader is accessible for new investors, while the more experienced investors can make use of a large number of financial instruments.

DEGIRO does not offer a demo-account. However with registration taking 10minutes with a minimum deposit of CHF 1, you can have full access to the WebTrader.

At DEGIRO we do not believe that we are a cheap broker, but simply other brokers are expensive. We make use of technology, so from the start of your registration which is done entirely online to the execution of orders we work to ensure that our systems continue to work effortlessly. These systems have been made entirely in-house and our excellent IT department allow these to be quickly changed to allow DEGIRO to provide clients with the service they need.

 

Also, DEGIRO is an execution-only broker. This means that we will not give out any investing advice, but we do focus on the execution of the orders. Because we focus on this, we can have order executed in the most efficient way, passing down savings to the clients of DEGIRO.

DEGIRO is an investment firm and as such is under the supervision of The Netherlands AFM (Financial Markets Authority) and prudential supervision of the Dutch Central Bank (De Nederlandsche Bank).

DEGIRO is not a bank but an investment firm. A bank may use the money that clients keep with it for its own business purposes, loans to third parties and other investments. If this goes wrong, your money is lost. You therefore run a risk with the bank. As this is a real risk, the deposit guarantee system is available. Because DEGIRO is not a bank, DEGIRO may not use the money that it holds for its clients for its own investments. All money flows run via a separate entity.

DEGIRO immediately exchanges (on an continuous basis) the money that you transfer to one of the Cash Funds. The Cash Funds are investment funds that aim, with as little risk as possible, to achieve a yield that is slightly below the regular market rate in the currency concerned. For more information concerning the investments in the Cash Funds you can click here.

You do not keep money at DEGIRO. Money that DEGIRO receives from you is immediately invested in a Cash Fund. The value of the Cash Fund may fluctuate, just as with any other investment. If you do not want to invest or invest less in the Cash Fund, you can invest the value of your investments in the Cash Fund into other Financial Instruments of your choice. Or you can give DEGIRO the instruction to book money back to your bank account.

All assets within the Cash Funds are held separately by an independent legal entity and therefor does not run any risk in the event of bankruptcy of DEGIRO.

At DEGIRO you can rest assured that your investments are held securely. DEGIRO uses a separate custodian entity to hold your assets, this means they are completely segregated from the assets of DEGIRO. The sole task of the custodian entity is to administer and safeguard your investments. By law it cannot perform any commercial activities. In the unlikely event that something is to happen to DEGIRO, your investments will not be treated as recoverable assets to DEGIRO's creditors, but will remain in the safeguarding of the custodian entity.

Note: Investing involves risks. You can lose (a part of) your deposit. We advise you to only invest in financial products which match your knowledge and experience.

Note:
Investing involves risks. You can lose (a part of) your deposit. We advise you to only invest in financial products which match your knowledge and experience.