Governance

Learn about our legal structure & regulators and meet our Branch Management, the flatexDEGIRO Bank AG Board of Directors and the flatexDEGIRO Bank AG Supervisory Board members.

How we came to be

DEGIRO B.V. was founded in Amsterdam on June 3rd, 2009. In 2020, over a decade later, the Dutch DEGIRO B.V. was bought by the German flatex AG. In May of 2021, the two companies officially merged, becoming flatexDEGIRO Bank AG. flatexDEGIRO Bank AG still operates as two separate brokers in their respective marketplaces under their brand names flatex and DEGIRO. The merger allowed us to combine our experience and expertise and grow to be Europe's leading broker.

Internal supervision

To ensure comprehensive oversight of our operations, we have implemented a governance structure consisting of three tiers.

First and foremost, the Dutch Branch of the flatexDEGIRO Bank has its own Branch Management. The Branch Management consists of two Branch Managers and is responsible for the day-to-day operations of DEGIRO. Within the Branch Management team, there is a clear division of responsibilities, with each of the Branch Managers having their own focus points.

The Board of Directors of flatexDEGIRO Bank AG is responsible for the day-to-day management and long-term strategy setting of the company. When it comes to setting the strategy of DEGIRO, the Board of Directors works in close cooperation with the Branch Management.

Finally, the Board of Directors is overseen by the bank’s Supervisory Board. The Supervisory Board is responsible for supervising and advising the Board of Directors.

External supervision

flatexDEGIRO Bank Dutch Branch, trading under the name DEGIRO, is the Dutch branch of flatexDEGIRO Bank AG. flatexDEGIRO Bank AG is primarily supervised by the German financial regulator (BaFin). In the Netherlands, flatexDEGIRO Bank Dutch Branch is registered with DNB and supervised by AFM and DNB.

See our registration in DNB’s public registry here.

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DEGIRO
Branch Management

Frans Kuijlaars

Frans Kuijlaars

Branch Manager – Customer Service and Country Management

Frans focuses on customer service and country management.

Frans joined the flatexDEGIRO group as Country Manager for the Netherlands at flatexDEGIRO Bank AG. During his career, Frans gained significant experience as a banker, focusing on retail and investment banking. He held various positions at ABN AMRO, Royal Bank of Scotland, and BNP Paribas, among others.

Giscard Monod de Froideville

Giscard Monod de Froideville

Branch Manager – Commercial

Giscard focuses on the Marketing and Communications strategy for the 15 European marketplaces that DEGIRO operates in, as well as acting as CMO.

Giscard started off at DEGIRO as a freelance International Brand Strategy & Marketing Consultant and later joined full time as the Global Head of Marketing. Giscard has gained significant marketing experience either as a consultant or leading marketing teams for various companies, such as Bunq, Yearn and Pricewise.com.

Shape group

02

flatexDEGIRO
Bank AG
Board of Directors

Benon Z. Janos

Dr. Benon Z. Janos

Co-CEO of flatexDEGIRO AG and flatexDEGIRO Bank AG

Stephan Simmang

Stephan Simmang

Co-CEO of flatexDEGIRO AG and flatexDEGIRO Bank AG

Dr. Matthias Heinrich

Dr. Matthias Heinrich

CRO of flatexDEGIRO Bank AG

Steffen A. Jentsch

Steffen A. Jentsch

CPO of flatexDEGIRO Bank AG

Jens Möbitz

Jens Möbitz

Operational Customer Functions and the Treasury for flatexDEGIRO Bank AG

Christiane Strubel

Christiane Strubel

CHRO of flatexDEGIRO Bank AG and Member of the Management board for flatexDEGIRO AG

03

flatexDEGIRO
Bank AG
Supervisory Board

Martin Korbmacher

Martin Korbmacher

Chairman of the Bank Supervisory Board

Stefan Müller

Stefan Müller

Member of the Bank Supervisory Board

Aygül Ōzkan

Aygül Ōzkan

Member of the Bank Supervisory Board

Stefan Müller

Britta Lehfeldt

Member of the Bank Supervisory Board

Aygül Ōzkan

Herbert Seuling

Member of the Supervisory Board

Our story

Our journey began in 2013 when we revolutionised the retail investing industry with the launch of our services in the Netherlands. Just 10 years later, we are proud to have become Europe's leading broker, offering our services in 15 countries all over Europe.

10 years of DEGIRO

In 2023, we were recognised with several new awards, bringing our total number of international awards to over 100. We also celebrated our 10th anniversary and are proud to have become one of the most used platforms in Europe, with more than 750,000 investors in the Netherlands and 2,6 million in total.

Continued growth

In 2022, we reached 2M clients in Europe and surpassed 100K clients in Italy & Portugal. We were also proud to take home new awards, giving us over 100 international recognitions in total. And we kept working on improving our platform, adding new features like the Dark Mode and Top lists.

Improved platform

In 2021, we added an extensive amount of financial data, such as ESG ratings and Analyst Views, and began rolling out flatexDEGIRO Cash Accounts, a new solution to hold uninvested money. We also began offering investing on Tradegate Exchange, allowing for pre-market and after-hours trading.

The next chapter

In 2020, we joined forces with flatex AG, becoming one of the biggest brokers in Europe. We also were included in the SDAX, making flatexDEGIRO one of the 160 largest listed companies in Germany. Together, we began offering our services to over 1 million investors.

A new trading platform

In 2019, we launched our new trading platform based on our clients’ feedback and the changing technology. Thanks to our investors, we were awarded with multiple international prizes again this year.

More clients & more awards

In 2018, we surpassed 350,000 clients. We became even more a reliable and trustworthy broker, winning over 40 international broker awards, including the awards for Best Broker and Best Mobile App, given by the Financial Times & Investors Chronicle.

Top-5 in Europe

In 2017, we reached more than 200,000 clients and became one of the five largest brokers in Europe based on transactions per year. We continued to win numerous awards including the Best Broker award in Germany from the Handelsblatt Broker Comparison.

Largest broker in the Netherlands

In 2016, we became the largest online broker in the Netherlands in terms of transactions per year handled. We also welcomed Switzerland into our family making it the 15th country to benefit from our incredibly low fees.

Switzerland

More expansion

In 2015, we continued our growth across Northern Europe and Italy and launched our English platform in the UK. We were recognised with several international awards along the way, including the prestigious Golden Bull Award in the Netherlands.

Sweden Denmark Italy Norway Finland United%20Kingdom Ireland

Nine countries reached

In 2014, we began our expansion, offering our services in nine European countries. We started a name for ourselves in the Dutch market by winning the Best Broker award and announcing our partnership with Euronext.

France Czech Austria Germany Spain Poland Hungary Greece Portugal

Launch of DEGIRO

In 2013, we introduced services in the Netherlands our, with the possibility for all our retail clients to invest with incredibly low fees. This was the beginning of our mission: making global trading accessible and affordable for everyone.

Netherlands

Your investment journey starts here

Open an account for free and join over 2,5 million investors on our user-friendly platform.

Note:
Investing involves risks. You can lose (a part of) your invested funds. We advise you to only invest in financial products which match your knowledge and experience. This is not investment advice.

Investing involves risks.

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We want to empower people to become the best investors they can be. By offering a universe of possibilities and choices on our user-friendly platform, we are removing barriers to make investing accessible to everyone: beginners or experts. You get access to a wide variety of products on more than 50 global exchanges to have the freedom to invest the way you like. In our world, you also get great value for money. So, without compromising an inch on the quality, security and range of our investment services, we offer incredibly low fees. Prioritising your needs has helped us become the leading European online broker. Our 2,5+ million clients and 100+ international awards are proof of our success.

flatexDEGIRO Bank Dutch Branch, a foreign branch of flatexDEGIRO Bank AG | Amstelplein 1, 1096HA Amsterdam | phone: +41 435 086 329 | e-mail: clients@degiro.ch | flatexDEGIRO Bank Dutch Branch is registered with the Dutch Chamber of Commerce under number 82510245. | flatexDEGIRO Bank Dutch Branch, trading under the name DEGIRO, is the Dutch branch of flatexDEGIRO Bank AG. flatexDEGIRO Bank AG is primarily supervised by the German financial regulator (BaFin). In the Netherlands, flatexDEGIRO Bank Dutch Branch is registered with DNB and supervised by AFM and DNB. | flatexDEGIRO Bank AG is a licensed German bank supervised by the German financial regulator and registered with the German Chamber of Commerce under number HRB 105687.

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Terms and conditions for the CHF 100 transaction fees offer

If you activate your DEGIRO investment account before 1 July 2024, DEGIRO will reimburse your transaction fees up to CHF 100. The following conditions apply to this offer:

  • The offer is valid until (including) the 30th of June 2024.
  • During the offer period, new clients who have activated an account will receive up to CHF 100 in transaction fees reimbursed.
  • The first transaction costs and external handling fees up to CHF 100 within the timeframe until the 31st of July 2024 will be reimbursed.
  • Currency handling fees (Auto FX trader and Manual trade) are not eligible to be refunded with this promotion.
  • We will reimburse the transaction costs and external handling fees you have spent (up to a maximum of CHF 100) to your DEGIRO account in early August 2024.
  • This offer is only valid for new clients with a Swiss DEGIRO account.
  • Once you sign the Client Agreement, your account is activated, and the offer period starts.
  • To start trading and therefore use the CHF 100 voucher, the new client needs to make a first deposit (minimum amount is CHF 0.01).
  • New clients who started their registration before the offer period, but activate their DEGIRO account during the offer period, are also eligible for this offer.
  • If an existing account is already linked to the address of the new client, participation is excluded.
  • Each new client can only claim the CHF 100 transaction credit once.
  • The transaction fees and handling costs are converted and reimbursed in CHF even if they are charged in EUR. The amount that will be reimbursed in CHF is calculated based on the currency exchange rate applicable on the day of reimbursement.
  • Dutch law is applicable to this promotion.

Acceptance of offer conditions

By participating in the offer, the client automatically accepts the offer conditions and terms. DEGIRO may terminate the campaign at any moment prior to expiry or change the campaign conditions. DEGIRO will communicate any changes via the website.

Participation

Participation in the offer is open to all clients who have activated an account at DEGIRO on or before the 30th of June 2024.

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